Don’t Go Broke in Retirement
Don’t Go Broke in Retirement
A Simple Plan to Build Lifetime Retirement Income
Are you thinking about retiring soon, or have you recently retired? Don’t Go Broke in Retirement, the latest in a series of acclaimed books by trusted retirement expert Steve Vernon, gets right to the point and shares an easy-to-follow, three-step plan that helps you answer these critical questions:
- Have you saved enough money to retire?
- When should you start your Social Security benefits?
- What’s the best way to build lifetime income that’s protected from financial crises?
- What living expenses should you reduce to make retirement more affordable?
Based on the “Spend Safely in Retirement Strategy,” the plan was developed from new research by the Stanford Center on Longevity and the Society of Actuaries. Learn why this strategy has garnered national attention and discover how the recent financial turmoil successfully stress-tested this plan, proving its effectiveness for managing retirement funds.
Don’t Go Broke in Retirement provides the information and tools you need to generate the most retirement income from your Social Security benefits and retirement savings, including:
- A simple, step-by-step checklist to help you put your plans into action
- Modifications to personalize the strategy for your goals and circumstances
- Access to bonus chapters to help you apply the strategies outlined in the book, including investing in retirement, navigating tax rules, and finding professional help with retirement funding strategies
- A list of helpful resources and research to learn more
Don’t worry about your retirement! Instead, develop solid financial strategies so you can confidently enjoy your retirement years.
See what
people are
saying…
“When you retire, or are planning to retire, there’s just one thing you need to know: Can you make your savings last as long as you will? Steve Vernon helps you answer that question—putting you on track to financial security for life.”
“This is exactly what every pre-retiree needs—a simple framework for planning and maximizing your retirement income, within a structure that takes away much of the financial worry so you can relax and enjoy this next stage of life.”
“Retirement shouldn’t be about fiddling with spreadsheets or staying glued to CNBC. Don’t Go Broke in Retirement teaches how to construct a solid financial plan for retirement in a straightforward, easy-to-implement way. This elegant volume gets right to the point so retirees can get on with their lives.”
“This valuable volume explains how middle-income households can make their retirement savings last the rest of their lives. It’s written in clear English by a real expert, and the approach is simple. Buy the book, read it, and enjoy the security of knowing you won’t go broke in retirement.”
“Whether in life or with one’s finances, simple solutions are almost always superior. In his new book, Steve Vernon explains with brilliant simplicity how to worry less about money and enjoy life more.”
“Steve Vernon’s Don’t Go Broke in Retirement is a well-written, smart book that really does offer a simple plan for building lifetime retirement income. The examples and key takeaways are based on a sound strategy and given with common sense to reinforce the average person’s own experience plus help them achieve security and success by not going broke. Vernon’s expertise, coupled with practical suggestions, provides real solutions.”
“Longer life expectancies are in so many ways a ‘good news’ story. But many retirees are reasonably concerned about outliving their money. Retirement Game-Changers provides concrete strategies for financial stability and sustainability in retirement. The book also weaves in valuable perspectives on other aspects of retirement wellness. It’s an all-too-rare guide to living well in retirement that’s truly holistic.”
“Steve Vernon does a masterful job explaining a simple approach toward building a retirement income plan that anyone can master. Despite the simplicity, his approach is actually very close to how academics solve the retirement problem using more sophisticated theory: Build a base of lifetime income that you cannot outlive to cover your basics and then supplement this with additional spending from what remains. Job well done.”
“The most complicated financial decision folks have to make regarding their retirement security is made easy by Steve Vernon. By empowering folks with the Spend Safely in Retirement Strategy, anyone willing to invest a few hours of their time will enjoy 25+ years of additional retirement security. An easy read that’s empowering through easy-to-understand financial decision-making processes for all near retirees, financial experts, and retirement plan sponsors thinking about retirement income for their 401(k) plan.”
“Steve Vernon has a gift for sorting through the clutter on retirement advice and focusing on the things that matter most. This time, he offers up valuable, step-by-step help on two of the most important determinants of retirement security: how to get the most from Social Security and how to structure your savings to generate a regular paycheck in retirement. Don’t Go Broke in Retirement is must reading if you’re trying to decide when to retire and how you’ll replace your paycheck after you quit work.”
“Some of the most important decisions that middle-income families must make are when to retire, when to claim Social Security, and how to use their savings in retirement. Don’t Go Broke in Retirement offers a practical, straightforward approach to setting up a retirement income plan tailored to the needs of typical middle-income Americans. This approach allows customization for several of the most common household situations.”
“For most middle-class American workers, the ability to earn a paycheck is their most important “asset.” However, many, perhaps most, are unprepared for decision-making as they transition into and throughout retirement. Don’t Go Broke in Retirement offers guidance for creating ‘paycheck insurance’ once wage income ends. Steve Vernon’s guidance may help you minimize the chances you’ll experience ‘buyer’s remorse’ with respect to your retirement income decision-making.”
“Steve Vernon is an expert about financial security in retirement; there’s no doubt about that. Equally as important, though, is that his book explains, in plain English, the complex decisions needed for a secure retirement, and it’s written in a practical, implementable way. I think it will really help people.”
See what
people are
saying…
“When you retire, or are planning to retire, there’s just one thing you need to know: Can you make your savings last as long as you will? Steve Vernon helps you answer that question—putting you on track to financial security for life.”
“This is exactly what every pre-retiree needs—a simple framework for planning and maximizing your retirement income, within a structure that takes away much of the financial worry so you can relax and enjoy this next stage of life.”
“Retirement shouldn’t be about fiddling with spreadsheets or staying glued to CNBC. Don’t Go Broke in Retirement teaches how to construct a solid financial plan for retirement in a straightforward, easy-to-implement way. This elegant volume gets right to the point so retirees can get on with their lives.”
“This valuable volume explains how middle-income households can make their retirement savings last the rest of their lives. It’s written in clear English by a real expert, and the approach is simple. Buy the book, read it, and enjoy the security of knowing you won’t go broke in retirement.”
“Whether in life or with one’s finances, simple solutions are almost always superior. In his new book, Steve Vernon explains with brilliant simplicity how to worry less about money and enjoy life more.”
“Steve Vernon’s Don’t Go Broke in Retirement is a well-written, smart book that really does offer a simple plan for building lifetime retirement income. The examples and key takeaways are based on a sound strategy and given with common sense to reinforce the average person’s own experience plus help them achieve security and success by not going broke. Vernon’s expertise, coupled with practical suggestions, provides real solutions.”
“Longer life expectancies are in so many ways a ‘good news’ story. But many retirees are reasonably concerned about outliving their money. Retirement Game-Changers provides concrete strategies for financial stability and sustainability in retirement. The book also weaves in valuable perspectives on other aspects of retirement wellness. It’s an all-too-rare guide to living well in retirement that’s truly holistic.”
“Steve Vernon does a masterful job explaining a simple approach toward building a retirement income plan that anyone can master. Despite the simplicity, his approach is actually very close to how academics solve the retirement problem using more sophisticated theory: Build a base of lifetime income that you cannot outlive to cover your basics and then supplement this with additional spending from what remains. Job well done.”
“The most complicated financial decision folks have to make regarding their retirement security is made easy by Steve Vernon. By empowering folks with the Spend Safely in Retirement Strategy, anyone willing to invest a few hours of their time will enjoy 25+ years of additional retirement security. An easy read that’s empowering through easy-to-understand financial decision-making processes for all near retirees, financial experts, and retirement plan sponsors thinking about retirement income for their 401(k) plan.”
“Steve Vernon has a gift for sorting through the clutter on retirement advice and focusing on the things that matter most. This time, he offers up valuable, step-by-step help on two of the most important determinants of retirement security: how to get the most from Social Security and how to structure your savings to generate a regular paycheck in retirement. Don’t Go Broke in Retirement is must reading if you’re trying to decide when to retire and how you’ll replace your paycheck after you quit work.”
“Some of the most important decisions that middle-income families must make are when to retire, when to claim Social Security, and how to use their savings in retirement. Don’t Go Broke in Retirement offers a practical, straightforward approach to setting up a retirement income plan tailored to the needs of typical middle-income Americans. This approach allows customization for several of the most common household situations.”
“For most middle-class American workers, the ability to earn a paycheck is their most important “asset.” However, many, perhaps most, are unprepared for decision-making as they transition into and throughout retirement. Don’t Go Broke in Retirement offers guidance for creating ‘paycheck insurance’ once wage income ends. Steve Vernon’s guidance may help you minimize the chances you’ll experience ‘buyer’s remorse’ with respect to your retirement income decision-making.”
“Steve Vernon is an expert about financial security in retirement; there’s no doubt about that. Equally as important, though, is that his book explains, in plain English, the complex decisions needed for a secure retirement, and it’s written in a practical, implementable way. I think it will really help people.”