If you’re tempted to claim Social Security benefits early because you’re worried about future reductions to Social Security benefits, don’t make any hasty decisions until you analyze your situation further.
Annuities can help you feel confident to enjoy a financially secure, healthy, and happy retirement.
As you age, you might consider a more refined and personalized longevity goal that reflects your life experience.
Take the time to reduce your anxiety about spending money in retirement, and you’ll feel better about spending money on things that make you happy.
Don’t confuse Trust Fund insolvency with Social Security bankruptcy and the inability to pay any benefits.
Adopt careful strategies to prevent running out of money and replace FORO with YORO.
It can take creativity, patience, and hard work to make the “working-longer” retirement strategy work for you.
Most retirees report confidence in their retirement finances, but planning challenges loom on the horizon.
Protecting against the risk of cognitive decline is just as important as protecting against market risk and longevity risk and can be addressed at the same time.
Spending more time managing your health in your 70s and beyond is part of the “new normal” of extending healthy longevity to your later years.