Steve Vernon

The strategic use of Roth IRAs and 401ks can reduce your income taxes during retirement and boost the wealth you can use to meet your goals.

Show how much you care by planning ahead for the financial security of the surviving spouse or partner.

What will you do with your life during a long retirement? Try these ideas to help you develop answers.

Take action now to make sure there will be enough retirement income for the surviving spouse when one of you passes away first.

Hiring a financial adviser to help you transition into retirement is one of the most important decisions you’ll make; don’t be shy about asking penetrating questions.

Pre-retirees and retirees: Do your homework to make sure your adviser has the qualifications to help you with the critical decisions you face as you transition into retirement.

Don’t be swayed by scary headlines. Learn about the reality of Social Security’s financial status and act to protect your retirement.

Much of what you read about Social Security running out of money is wrong. Learn the facts about about how Social Security is funded.

It’s inevitable that one spouse or partner will live alone at some point in their life; plan ahead to make sure the survivor will be OK financially.

Shift your decisions from saving for retirement to living in retirement, and focus on the retirement decisions with the most impact.